5/16/02

Disclaimer

This Grant Street Group ("GSG") YieldAuction web site ("YieldAuction"), and the information provided on YieldAuction, is provided "AS IS", without warranty whatsoever. GSG hereby disclaims any and all warranties with respect to YieldAuction and the information provided in YieldAuction, including without limitation any implied warranties of merchantability and/or fitness for a particular purpose.

YieldAuction serves only as the medium through which solicitations/auctions are conducted. GSG is not liable or responsible for the terms, rates, settlement, collateral or any other condition by which any Buyer or Seller (hereinafter, a "User") offers or accepts funds.

GSG is not acting as any User’s principal or agent in any transaction agreed to through the use of YieldAuction. GSG is not liable or responsible to any User or any third party for the accuracy of any User’s postings or solicitations. In addition, GSG is not liable or responsible to any User or third party for the completion or settlement of transactions agreed to by Users. All Users are responsible for ensuring that their use of YieldAuction is consistent with applicable laws and regulations. GSG accepts no responsibility to any User or third party for any User’s compliance with such applicable laws and regulations. GSG disclaims any liability with regard to transactions resulting from the use of YieldAuction. GSG is not responsible for resolving any disputes relating to any completed or uncompleted transaction initiated through YieldAuction.

GSG will not be liable or responsible for any loss or damage that could result from interception by third parties of any information made available to Users via YieldAuction. Nor will GSG be liable or responsible for any loss or damage that could result from any inadvertent disclosure of confidential information via YieldAuction.

Neither GSG, nor any of its affiliates, directors, officers or employees, nor any third party vendor of GSG will be liable or have any responsibility of any kind for any loss or damage that any User incurs in the event of any failure or interruption of YieldAuction. In addition, neither GSG, nor any of its affiliates, directors, officers or employees, nor any third party vendor of GSG will be liable or have any responsibility of any kind for any loss or damage resulting from the act or omission of any other party involved in making YieldAuction or the information contained therein available to Users, or from any other cause relating to a User’s access to, inability to access, or use of, YieldAuction or the information contained therein, whether or not the circumstances giving rise to such cause may have been within the control of GSG or of any vendor of GSG providing support services.

In no event will GSG, its affiliates, or its third party vendors be liable to any User for any direct, special, indirect, consequential, incidental, tort or any other damages of any kind (including without limitation damages or costs relating to the loss of profits, business, goodwill, data, or computer programs), even if GSG, its affiliates or its third party vendors have been advised of the possibility thereof.